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The MM2H Residency Framework

OFFICIAL MM2H FRAMEWORK

Objective financial criteria, statutory regulations, and strategic pathways to secure your Malaysian residency.

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General Terms and Regulations

For New Participants under the Malaysia My Second Home (MM2H) Program

    Nationality & Global Eligibility

    The MM2H Program is open to all eligible foreign nationals from sovereign states that maintain diplomatic relations with Malaysia. Upon approval, the applicant is formally recognized as the Principal.

  • Statutory Age Requirements

    Applicants for the Silver, Gold, and Platinum categories must be at least 25 years of age.

    Applicants for the SEZ/SFZ category must be at least 21 years of age.

  • Authorized Submission Channels

    Applications must be submitted exclusively through licensed MM2H tour operating businesses, duly accredited by the Ministry of Tourism, Arts & Culture under the Tourism Industry Act 1992 [Act 482].

  • Governing Authorities & Jurisdiction

    All applications, whether from new participants or existing Principals, are processed through the One Stop Centre (OSC MM2H).

    Immigration-related matters, including final approvals, fall under the jurisdiction of the Ministry of Home Affairs via the Immigration Department of Malaysia.

    Any appeals are likewise subject to the authority of the Ministry of Home Affairs.

MM2H Tiers Comparisons

Capital & Asset Acquisition

Mandatory Fixed Deposit: $1,000,000 USD placed within a regulated Malaysian financial institution.

Capital Liquidity: A maximum withdrawal of 50% of the principal is permitted post-approval, strictly allocated for local property acquisition, healthcare, education, or approved domestic tourism.

Real Estate Acquisition: Compulsory acquisition of Malaysian residential property valued at RM 2,000,000 or above.

Asset Retention: The acquired property cannot be liquidated for a period of 10 years. Upgrading to a higher-value asset during this period is permitted. Non-compliance results in immediate visa revocation.

Privileges & Eligibility

Commercial & Employment Rights: Platinum participants are exclusively authorized to invest, conduct business, and pursue employment within Malaysia.

Physical Presence: Minimum cumulative presence of 90 days per annum. For principals aged 25–49, this requirement may be fulfilled collectively by the principal and/or registered dependants.

Eligible Dependants: Legal spouse, parents/parents-in-law, and children under 21. (Unmarried and unemployed children aged 21–34, and medically certified disabled children of any age are also eligible).

Domestic Staff: Exclusive authorization to employ one foreign domestic worker.

Framework & Logistics

Visa Validity: 20-Year Multiple Entry Visa (MEV) for the principal and all registered dependants.

Statutory Participation Fee: RM 200,000 (one-off for the principal). Dependants are exempt.

Medical Onboarding: Access to long-term private healthcare, subject to a mandatory medical screening at a MOTAC-appointed panel clinic upon initial approval.

Renewal & Legacy Transfer: Renewable in 5-year increments post-maturity (RM 5,000 renewal fee). In the event of the principal’s passing, the residency pass is legally transferable to a registered next-of-kin dependant.

Capital & Asset Acquisition

Mandatory Fixed Deposit: $500,000 USD placed within a regulated Malaysian financial institution.

Capital Liquidity: A maximum withdrawal of 50% of the principal is permitted post-approval, strictly allocated for local property acquisition, healthcare, education, or approved domestic tourism.

Real Estate Acquisition: Compulsory acquisition of Malaysian residential property valued at RM 1,000,000 or above.

Asset Retention: The acquired property cannot be liquidated for a period of 10 years. Upgrading to a higher-value asset during this period is permitted. Non-compliance results in immediate visa revocation.

Privileges & Eligibility

Commercial Restrictions: Employment and active business operations are strictly prohibited under this tier.

Physical Presence: Minimum cumulative presence of 90 days per annum. For principals aged 25–49, this requirement may be fulfilled collectively by the principal and/or registered dependants.

Eligible Dependants: Legal spouse, parents/parents-in-law, and children under 21. (Unmarried and unemployed children aged 21–34, and medically certified disabled children of any age are also eligible).

Academic Continuity: Dependants are legally authorized to pursue primary through tertiary education at accredited Malaysian institutions.

Framework & Logistics

Visa Validity: 15-Year Multiple Entry Visa (MEV) for the principal and all registered dependants.

Statutory Participation Fee: RM 3,000 (one-off for the principal). Dependants are exempt.

Medical Onboarding: Access to long-term private healthcare, subject to a mandatory medical screening at a MOTAC-appointed panel clinic upon initial approval.

Renewal & Legacy Transfer: Renewable in 5-year increments post-maturity (RM 3,000 renewal fee). In the event of the principal’s passing, the residency pass is legally transferable to a registered next-of-kin dependant.

 

Capital & Asset Acquisition

Mandatory Fixed Deposit: $150,000 USD placed within a regulated Malaysian financial institution.

Capital Liquidity: A maximum withdrawal of 50% of the principal is permitted post-approval, strictly allocated for local property acquisition, healthcare, education, or approved domestic tourism.

Real Estate Acquisition: Compulsory acquisition of Malaysian residential property valued at RM 600,000 or above.

Asset Retention: The acquired property cannot be liquidated for a period of 10 years. Upgrading to a higher-value asset during this period is permitted. Non-compliance results in immediate visa revocation.

Privileges & Eligibility

Commercial Restrictions: Employment and active business operations are strictly prohibited under this tier.

Physical Presence: Minimum cumulative presence of 90 days per annum. For principals aged 25–49, this requirement may be fulfilled collectively by the principal and/or registered dependants.

Eligible Dependants: Legal spouse, parents/parents-in-law, and children under 21. (Unmarried and unemployed children aged 21–34, and medically certified disabled children of any age are also eligible).

Academic Continuity: Dependants are legally authorized to pursue primary through tertiary education at accredited Malaysian institutions.

Framework & Logistics

Visa Validity: 5-Year Multiple Entry Visa (MEV) for the principal and all registered dependants.

Statutory Participation Fee: RM 1,000 (one-off for the principal). Dependants are exempt.

Medical Onboarding: Access to long-term private healthcare, subject to a mandatory medical screening at a MOTAC-appointed panel clinic upon initial approval.

Renewal & Legacy Transfer: Renewable in 5-year increments post-maturity (RM 1,500 renewal fee). In the event of the principal’s passing, the residency pass is legally transferable to a registered next-of-kin dependant.

 

Capital & Asset Acquisition

Mandatory Fixed Deposit: 

  • 65,000USD (for principals aged 21–49) or
  • 32,000 USD (for principals aged 50 and above).

Capital Liquidity: A maximum withdrawal of 50% of the principal is permitted post-approval, strictly allocated for local property acquisition, healthcare, education, or approved domestic tourism.

Real Estate Acquisition: Compulsory acquisition of residential property. Note: Minimum floor price is dictated by the specific Johor State Property Acquisition Policy.

Asset Retention: The acquired property cannot be liquidated for a period of 10 years. Upgrading to a higher-value asset during this period is permitted. Non-compliance results in immediate visa revocation.

Privileges & Eligibility

Commercial Restrictions: Employment and active business operations are strictly prohibited under this specific tier.

Physical Presence: Minimum cumulative presence of 90 days per annum. For principals aged 21–49, this requirement may be fulfilled collectively by the principal and/or registered dependants.

Eligible Dependants: Legal spouse, parents/parents-in-law, and children under 21. (Unmarried and unemployed children aged 21–34, and medically certified disabled children of any age are also eligible).

Academic Continuity: Dependants are legally authorized to pursue primary through tertiary education at accredited Malaysian institutions.

Framework & Logistics

Visa Validity: 10-Year Multiple Entry Visa (MEV) for the principal and all registered dependants.

Statutory Participation Fee: RM 1,000 (one-off for the principal). Dependants are exempt.

Medical Onboarding: Access to long-term private healthcare, subject to a mandatory medical screening at a MOTAC-appointed panel clinic upon initial approval.

Renewal & Legacy Transfer: Renewable in 5-year increments post-maturity (RM 300 renewal fee). In the event of the principal’s passing, the residency pass is legally transferable to a registered next-of-kin dependant.

Return on Investment (ROI) Calculator

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*Disclaimer: This tool calculates annual compound interest for illustrative purposes. Actual Fixed Deposit yields in Malaysia may compound monthly or annually depending on the financial institution. Tax exemptions on local yields and foreign-sourced income are subject to prevailing Malaysian regulatory frameworks.

A Structured Pathway to Residency

THE PROCESS

Securing your MM2H visa requires meticulous documentation and strict adherence to official protocols. Our process is designed to be transparent, efficient, and secure. Minimizing administrative delays while upholding the highest standards of data privacy.

  • 01

    Risk & Eligibility Assessment

    We begin with a confidential review of your financial profile and background to ensure full compliance with MOTAC regulations. No fees are charged and no documents are submitted until eligibility is confirmed (subject to final approval by MOTAC and the Immigration Department).

    Estimated Timeline: 1 - 3 Days

  • 02

    Secure Document Compilation

    You upload your dossiers to our EU-hosted, encrypted client portal. Our team reviews, translates, and structures your application, eliminating administrative friction and reducing rejection risk.

    Estimated Timeline: 2 - 4 Weeks

  • 03

    Official MOTAC Submission & Review

    We lodge your application with the One Stop Centre (OSC MM2H) in Putrajaya and act as your exclusive liaison with MOTAC and the Immigration Department, shielding you from bureaucratic complexity.

    Estimated Timeline: 2 - 4 Months (Government processing times vary)

  • 04

    Conditional Approval & Capital Deployment

    Once Conditional Approval is granted, you travel to Malaysia. We guide you through opening your Fixed Deposit account, completing the mandatory medical check-up, and securing localized health insurance.

    Estimated Timeline: Within 90 Days of Approval

  • 05

    Social Visit Pass Endorsement & Soft Landing

    We submit the capital proofs, settle all fees on your behalf, and secure the physical MM2H visa endorsement in your passport. With residency secured, our concierge integration begins.

    1 - 3 Days (Post-Capital Deployment)

Transparent Agency Compensation

Our Agency Fees

We maintain absolute financial transparency. Our Social Visit Pass processing fees adhere strictly to MOTAC statutory caps, while our private concierge services provide predictable, flat-rate logistics for your wider relocation.

  • MM2H Processing Fees

    Our professional fees as recommended by MOTAC to cover your official application, immigration liaison, standard translations, and Social Visit Pass endorsement.

    Platinum Portfolio: ~ $15,000 USD (RM 70,000)

    Gold Portfolio: ~ $11,700 USD (RM 55,000)

    Silver & SEZ Portfolios: ~ $8,500 USD (RM 40,000)
    (Invoiced in two transparent milestones: 20% upon compliance onboarding, 80% strictly upon official MOTAC approval).

    Please note that the above refers to our professional fees and does not include the mandatory Statutory Fees payable to the Malaysian Government for the application process. 

  • Private Client Concierge (Optional)

    Comprehensive relocation logistics fall outside standard Social Visit Pass processing. For clients requiring end-to-end transition infrastructure, we offer services with fees to be negotiated depending on services required.

    Property Acquisition & Legal Structuring: 
    Includes market sourcing, negotiation, and coordinating local conveyancing counsel.

    Wealth & Banking Integration: 
    Includes premium account setup, fixed-deposit structuring, and tax-counsel introductions.

    Academic Continuity: 
    Includes waitlist management, curriculum mapping, and assistance in placement at elite international schools.

    Complete “Soft Landing” Package: 
    A comprehensive retainer covering real estate, banking, domestic staff applications, and private transport.

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THE NEXT STEP

Schedule a confidential, peer-to-peer consultation with our risk management and relocation specialists.

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